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Mortgage tools that answer one question each
Each of these runs entirely in your browser: nothing you type is sent anywhere or stored. They exist because the answers change on dates — charges step down, allowances reset, deals end — and a number you can see beats a rule of thumb.
Should I break my fix?
The early repayment charge against the saving from a better rate, raced month by month — with the exact breakeven point, if there is one.
What is the SVR costing you?
On the Standard Variable Rate since a deal ended? The extra interest per month, and what a year of drift adds up to.
Overpayment allowance headroom
How much you can still overpay this year without a charge — from your lender's published rule where we've verified one — and the date it resets.
When you want the dates behind these answers watched rather than checked, the timeline is free to run and a watch is £7.99, once — no subscription, no commission from anyone.
Run a blog or site? All three are also free to embed on your own pages.